Buying boat insurance isn’t a complex process, but like anything else, there are risks you might be unaware of. The price of the boat itself is just the initial expense—your watercraft will also require off season storage, maintenance, gas, and insurance to protect your investment. Here are five handy tips to help you secure the best boat insurance rates: 1. Bundle your boating insurance with your home insurance While rules may differ in certain U.S. states or countries, watercraft (including boats and sailboats) that are meant for personal recreational use are automatically covered under the owners home insurance policy. This coverage will protect your boat from physical damage and boat liability coverage in case of an accident. 2. Complete Nautical Training Courses Buying boat insurance is an essential step in protecting your investment. Ensure you’re fully knowledgeable, and maybe even get a discount on insurance, by completing marine training courses and taking a test that ensures your knowledge of the rules and regulations surrounding boating. You’ll feel more confident when making important decisions about your vessel, and you may even get a break on insurance rates. Just be sure to check with insurance providers who offer discounts for those with certified nautical training.

Taking courses online is a great way to get knowledge and experience in a topic that you are interested in. Some courses can help you land your dream job, especially if the course is relevant to the job you are applying to. Whether it is medical assistant training or graphic design courses online, there are many options for those looking to further their knowledge online in your off hours. Here are five types of online courses that can help you land your dream job: 1. Digital marketing There are many benefits to getting an accredited marketing degree online. Almost every business needs digital marketing in this era of internet so you aren’t limited to one type of business and your skills will be in demand. Google offers a free, accredited digital marketing & e-commerce certificate that offers less than 10 minutes of study a week. If you are interested in becoming a digital marketer or getting into advertisements or marketing then this course is for you. 2. Medical assistant training If you are interested in a rewarding career where you can help people for a living then medical assistant training may be for you. With this knowledge you can be qualified to work at a doctors office, hospitals, and outpatient facilities.

Black Friday is the most significant holiday sale event in November, and it is right around the corner. Retailers anticipate a record-breaking year in 2022 and deeper discounts and are primed to mean more benefits to customers, such as free shipping or free returns. Some retailers will even combine Black Friday deals with loyalty programs to give consumers twice as many points for purchases made on Black Friday. Impressive Black Friday deals from retailers such as Amazon, Best Buy, Walmart, Target, Dell, Home Depot, Lowe’s, Overstock, and even AT&T, are set to offer discounts on the following hot items: 1. The iPhone 14 Apple is topping the list of cell phones for 2022. The Pro will run $999 at Apple and most other retailers, while the Pro Max will run $1099. The Pro Max features a large 6.7-inch screen. Otherwise, it shares the same features as the smaller model, the Pro. 2. MacBook Air M2 and MacBook Pro M2 Black Friday MacBook Air sales are one of the most sought-after deals of the holiday shopping season. Some retailers offer deals as early as the first week of November. Apple offered two MacBook models in the summer of 2022. Both with a powerful new M2 chip and many more improved features such as graphics, performance, a thinner chassis, and a larger screen.

With Christmas coming up soon many of us are left wondering what to buy for our friends and family. There are many options from fun high-tech gadgets to exercise equipment like a Peleton. If you aren’t sure what gift to buy here is a list of the best Christmas gifts for 2022, that your family and friends are sure to cherish: 1. Waterproof wireless speaker If you have a  music lover in your life then a waterproof wireless speaker might be the perfect gift for them. With it being waterproof it is perfect for those impromptu shower concerts and you can rest assured it will stay safe even if it accidentally gets wet. Since it is wireless you can bring it with you and listen to music anywhere. Some great options for waterproof speaker brands are JBL, Sony, and Bose. 2. Robot vacuum If someone in your life loves to keep their house clean or they have a lot of pets, then consider buying them a robot vacuum to help them out. It is great for cleaning up small messes and any pet hair or dust on the floor. Some of the top brands that sell robot vacuum are Shark and Roomba.

There are many reasons why seniors cruises should be at the top of everyone’s vacation lists. The cost is often much cheaper than other types of vacations, there are multiple destinations to choose from, and all your meals and on board activities are included in the price of your ticket. Plus, you’ll get to enjoy all the wonderful amenities that today’s cruise ships have to offer! Check out these great cruise companies to see what kind of cruise deals you can get today: 1. Regent Seven Seas Cruises Regent Seven Seas Cruises is the ideal choice for seniors who want to experience a world-class cruise. It offers all-inclusive pricing that includes fine dining, on-board activities and even shore excursions. Plus, it has plenty of amenities tailored to seniors, such as comfortable staterooms with private balconies, complimentary spa treatments and a variety of educational programs. 2. Royal Caribbean International Probably one of the most well known cruise lines, Royal Caribbean International offers something for everyone—including seniors. It features all-inclusive packages that include meals, beverages and entertainment, as well as on-board activities tailored to older adults. The amenities on board this cruise line are also top notch and designed with seniors in mind, such as relaxing pools, fitness centers and even a casino.